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This payment calculator will help you calculate your monthly payment and the impact of making extra payments.

  Calculate your monthly payment and the impact of extra payments
Loan Amount:  Loan amount: The total amount of the money that you have borrowed.
Loan term:  Loan term: The number of years you have to pay off the loan. years
Interest Rate:  Annual interest rate: The exact interest rate on your mortgage. This is different from the annual percentage rate or APR which is a standardized method of calculating the cost of a mortgage, stated as a yearly rate which includes such items as interest, mortgage insurance, and certain points or credit costs. % per year
Loan Start Date:
Monthly Payment:  Monthly payment: This calculation includes only principal and interest. Mortgage payments usually include additional payments for insurance and taxes that are put into escrow to be paid out when they come due.
  Calculate the impact of making extra payments:
Adding $  to your monthly payment  Adding...to your monthly payment: This calculates the impact on the paid-off date of adding a specified amount to every monthly payment throughout the length of the loan.
Adding $  as an extra yearly payment every   Adding...as an extra yearly payment: This calculates the impact on the paid-off date of adding a single payment of a specified amount every year.
Adding $  as a one time payment in   Adding...as a one-time payment: This calculates the impact on the paid-off date of adding a single payment.
Changes paid-off date to  Changes paid-off date: This tells you how much sooner your loan will be paid off if you add extra payments.
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